Remove inaccurate or outdated items
We challenge and remove errors, late payments, collections, and other negative marks dragging your credit down.
Rebuild and strengthen your credit profile
Get personalized strategies and tools to add positive credit lines and improve your overall credit health.
Learn smart financial habits that last
We educate you on budgeting, credit utilization, and responsible credit behavior to maintain lasting results.
Who We Are
About Us
At Overtime Elevations LLC, we believe everyone deserves a second chance at financial freedom. Founded with a mission to uplift and empower, we specialize in helping individuals repair their credit, rebuild their financial confidence, and regain control of their future.
Whether you’re dealing with late payments, collections, charge-offs, or inaccurate items—our team works diligently to challenge negative entries and guide you through every step of the credit restoration process. But we don’t stop there—we also provide the tools, education, and personalized support you need to build lasting credit health.
We’re not just a credit repair company — we’re your long-term financial partner.
But our goal isn’t just to fix credit—it’s to build confidence. We provide financial literacy tools, budgeting support, and long-term advice so you can maintain your credit and make smarter money decisions going forward.
Whether you’re trying to buy a home, qualify for a car loan, or simply want peace of mind, Overtime Elevations LLC is here to help you take back control of your financial future.
Let’s build something better—together.
Our Services
What We Do
Credit Report Analysis
Dispute & Removal of Negative Items
We professionally dispute any inaccurate, unverifiable, or outdated information found on your credit report. This includes late payments, charge-offs, collections, bankruptcies, repossessions, hard inquiries, judgments, and more.
Credit Rebuilding Guidance
At Overtime Elevations LLC, we don’t just focus on removing negative items — we also help you rebuild a healthier credit profile. Our team provides guidance on adding positive tradelines, choosing the right secured credit cards
Regulatory Expertise,
Regulatory Expertise
01
FCRA Compliance
We operate strictly under the Fair Credit Reporting Act to protect your consumer rights.
02
FDCPA Knowledge
Our team understands debt collection laws, ensuring fair and respectful handling of your credit disputes.
03
Dispute Strategy
We craft customized, legally-backed dispute letters that get results without triggering red flags.
04
Credit Bureau Navigation
We know how to effectively communicate with credit bureaus to accelerate dispute resolution.
Why choose Us
Why choose Us
Personalized Credit Solutions
At Overtime Elevations LLC, we know that credit challenges are never one-size-fits-all. That’s why we take a personalized approach to every client’s credit repair journey. Whether you’re dealing with late payments, collections, or identity theft, we analyze your unique situation and create a custom plan to help you take control of your financial future.
Transparent & Ethical Practices
Trust is at the core of what we do. We believe in complete transparency and honest communication — no confusing jargon, hidden fees, or unrealistic guarantees. Our process is clear from day one, and we’re committed to walking you through every step with integrity, so you always feel informed and empowered.
Proven Results & Ongoing Support
With years of experience and proven strategies, we’ve helped clients successfully remove inaccurate items and rebuild strong credit profiles. But we don’t stop at results — we offer continued guidance and education so you can build lasting habits and stay on track long after your credit is restored.
Real Client Stories
Customer Experiences
Sarah Johnson
CEO at InnovateTech Solutions
“Working with Overtime Elevations LLC gave us peace of mind throughout our entire credit repair journey. Their attention to detail, deep understanding of credit laws, and transparent communication made a typically stressful process feel smooth, professional, and secure.”
Michael Williams
CTO at BrightFuture Enterprises
“The Overtime Elevations LLC team is unmatched in professionalism and credit expertise. They not only guided us through the credit rebuilding process with absolute precision but also ensured full compliance with all financial best practices. We felt supported every step of the way.”
Emma Davis
Data Analyst at DataVista Inc
“In an environment where credit compliance is non-negotiable, Overtime Elevations LLC stood out as a reliable and ethical partner. Their ability to proactively identify risks and manage credit rebuilding with total accuracy was invaluable to our financial success.”
Helping You Reclaim Control Over Your Credit
Empowering Financial Comebacks
At Overtime Elevations LLC, we believe everyone deserves a second chance at financial freedom. Our expert team is dedicated to helping clients rebuild their credit profiles, step by step—removing inaccuracies, educating on smart habits, and laying the foundation for a healthier financial future.
We go beyond surface-level solutions. Overtime Elevations LLC takes a deep dive into your credit history, disputes outdated or incorrect items, and provides you with tools and knowledge to take control. We don’t just fix credit—we transform lives.
Get In Touch
Let’s Work Together
We are committed to providing high-quality, secure, and timely service—working only with vetted and trustworthy partners. With Overtime Elevations LLC, your credit journey is managed with absolute diligence, care, and confidentiality.